Buying

Every property purchase is a unique experience and may present unexpected twists and turns, even for veteran buyers.  Here we guide you through the steps of the typical purchase process.

Obtaining Financing

Sellers overwhelmingly prefer to work with buyers who have been pre-qualified for a loan. Over the years, We’ve developed strong contacts at most of the major lending institutions in Vermont and New Hampshire. Since these wonderful affiliates trust our recommendations, we can help you get the right loan for your financial situation.

Find a Property

Did you know that some of the best properties never appear on the market? That’s because real estate agents often network with each other to make deals happen before a property is ever listed. Luckily for you, we’re wired into that network, and can get you access to those hidden opportunities.

Negotiate Terms

It is important to recognize that every buyer, every seller, and every property is unique. This makes the negotiation process in each transaction an art form. We specialize in tailoring negotiations to achieve your ultimate goal – transitioning your life.

Agreement

Once negotiations are complete, you’ll sign a purchase and sale (P&S) agreement, which sets the actual sale date. Vermont and New Hampshire use standard contract forms for this agreement, and we are intimately familiar with all of them. We’ll walk you through each detail, cutting through the legalese to explain everything in plain English.

Property Inspection

Lenders may require an examination by a licensed property inspector before the sale. This protects the lender, but it also protects YOU, the buyer, by identifying any issues that should be resolved now and over time. We’ll make sure you’re confident about the quality of your property before we move forward with the sale.

Appraisal

Lenders also require a valuation of the property by a contracted appraiser, to ensure that the sale and loan amounts are appropriate. We coordinate this process between the lender, the appraiser, and the seller’s agent, keeping you on track to close the sale as scheduled.

Closing

It’s the big day! We’ll meet with the seller, the seller’s agent, and the lender’s closing attorney to sign all the paperwork. We’ve been to hundreds of these closings, and will be sitting right next to you during YOUR closing, ready to answer any questions or address any issues that may arise. AND, we’ll celebrate with you when that property becomes yours!

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Covered Bridge Real Estate

P.O. Box 132, Taftsville, VT

Phone: 802-457-7151 | Fax: 802-457-8193

Real Estate Services for Vermont, New Hampshire and the Upper Valley